I used the tutorial by Pat from her blog "The Technique Trail" as a start and then personalized it a bit.
Here are some pictures of the finished project. Thanks for taking a look - hope you like it.
Tags: Celebrations cartridge; Cuttlebug D'vine Swirls embossing folder, texture on front cover tag
Embellishments: various Christmas stickers, mostly Jolee's brand;
Ribbon: Bobbin Ribbon
Paper: Season paper pad by atd